Move USDC. Keep the rest.

Byfiat holds your dollars in crypto and charges 0.05 to send them. You see the fee first. More stays in the bag — to hold, to stack, to earn.

Open wallet Show me

USDC

135.40

Your wallet USDC only

One number on the card. Your USDC. That’s the point.

In, then it’s yours.

Open it

The practice build fills the account. The live app starts with enough fuel to turn USDC on. Then dollars are ready to send.

Send it

One person or the whole group. Every payment adds 0.05 USDC. You see it, then it leaves. No quiet extra.

Get paid

A link with the amount in USDC. Add a note only if they need one. They pay. You hold dollars.

The fee

0.05. That’s the bit.

Other places take a mood out of every send. We take five cents, labeled, before you confirm. Your USDC stays big enough to hold and put to work.

Before it leaves

Person 112.00 USDC

Our fee0.05 USDC

Person 23.50 USDC

Our fee0.05 USDC

You send15.60

0.05 USDC, every payment. On purpose.

Pay me

25.50 USDC. A note only if you want one.

pay link · 25.50 USDC · your wallet

They open it in a wallet. You get dollars, not a fee story.

Get paid

Send a link. Not a lecture.

The amount is USDC. A note rides along only if you add one. No address to paste into the group chat.

Behind the card

We handle the boring part.

The network needs a little fuel that isn’t USDC. If it runs low, we swap a bit of USDC so the next send still costs 0.05. The card stays one number. You’ll just see “Keeping sends cheap.”

0.05

Still the fee

You keep looking at USDC. We keep the network from turning a cheap send into an expensive one.

Byfiat

Your dollars. Your key.

This wallet stays on your computer. The key stays with you. Stack USDC, send it cheap, and don’t tip the network on the way.

Open wallet